Healthcare and Insurance

All students entering Estonia are strongly recommended to arrange their own health insurance for the period of their study abroad before leaving their home country. Health insurance should cover health, accidents and hospital care.

Health Insurance

  • EU/EEA citizens are entitled to the same social welfare benefits in Estonia as Estonian residents. Therefore, students from EU/EEA countries should obtain an EU health insurance card from the social service authorities in their home country before arriving in Estonia. In addition you can obtain private health insurance
  • Students from Non-EU/EEA countries have to obtain internationally valid private health insurance. It is recommended to make an insurance contract in your country. But it is possible to do it also in Estonia. Some opportunities: ERGO (health insurance contract can be signed after arrival to Estonia) and KindlustusEst.

Health insurance is necessary if the Non-EU/EEA citizen is applying for the temporary residence permit for study in Estonia.  

Health Care

  • One can reach an ambulance on 112 from all over Estonia.
  • 24 hour medical telephone counselling 1220.
  • Emergency medical service and accident ward (Erakorraline Meditsiin) - The accident ward and the emergency medical service unit have opening hours round the clock and one may seek help from them especially at weekends and at night time when family practitioners are off duty (you do not need to make an appointment for that). You can find both the emergency medical care unit and the accident ward from L. Puusepa 8, Tartu. Tel: + 372 731 81 82 See map

Family practitioners in Tartu

All insured people should choose a family practitioner, who is the first contact point in case of illness. The family practitioner treats minor illnesses, can make home visits and gives referrals to visit a medical specialist. No referral is needed to visit a psychiatrist, gynaecologist, dermatovenerologist, ophthalmologist, dentist, pulmonologist (for tuberculosis treatment), infection specialist (for HIV/AIDS treatment), surgeon or orthopaedist (for traumatology).

For more information on family practitioners, see the website of Estonian Health Insurance Fund. The list of family practitioners in Tartu is available on the city of Tartu's website (in Estonian). Visit Health Board (in Estonian) page to see if the family practitioner has free places for new patients. As the information is in Estonia, ask your tutor’s help when choosing and signing up with a family practitioner. In case the doctor does not speak English, you could also try asking your tutor to come with you to the appointment. Do not forget to take your EHIC or private health insurance documents with you.

  1. English speaking family practitioners in Tartu:

Doctor Liina Kask-Fligt
Family Physicians of the City centre of Tartu
Address: Gildi 8, Tel. +372 744 1372   

Ülikooli Perearstikeskus (Family Physicians of the UT)
Address: Puusepa 1a, 1st floor, rooms 1171, 1170, 1182, 1167
Tel. +372 731 9268 

Doctor Tiiu Tootsi
Address: Puusepa 1a, 3rd floor, rooms 3011 and 3012
Tel. +372 7455187
Homepage: (in Estonian)


As the practitioners serve people according to the registration, if you need to visit a family practitioner, please ask for your Estonian friend to call beforehand and make an appointment. You must pay for the health services, provided by the family practitioner, yourself. Keep all the cost documents and referrals and apply for compensation from your insurance provider.

Visit costs approx. 20 EUR, plus fees of other procedures done by the practitioner.

Medical Care Structure in Estonia:

Family practitioner (perearst) is the first person to consult with in the case of illness. The family practitioner sends the person to a medical specialist, gives advice concerning the prevention of diseases, takes preventive measures and issues health certificates, (certificates of incapacity for work) and prescriptions. In case of acute illness the family physician must see the patient the same day, otherwise within 3 working days. It is possible to register with a family practitioner by submitting an application to the selected practitioner.

Specialist - All specialists’ visits are organized through the family practitioner.  No referral is needed to visit a psychiatrist, gynaecologist, dermatovenerologist, ophthalmologist, dentist, pulmonologist (for tuberculosis treatment), infection specialist (for HIV/AIDS treatment), surgeon or orthopaedist (for traumatology). In the case of a foreign student, it is advisable to choose all the specialists through the family practitioner or the medical advisors.  Usually specialists have consultations in the polyclinics and there is  a few-week waiting line.  In the private clinics waiting lines are rather short. 

Ambulance service (kiirabi) - Ambulance service is free of charge in case of emergency or unavoidable medical aid. You can reach ambulance on 112 (toll free line) from all over Estonia.  

Pharmacies (apteek) - Pharmacists can assist with simple medical problems.  Even though, most of the drugs are issued upon a medical prescription written by a doctor, some of the painkillers, antacids, ointments, and other simple drugs could be obtained without one. There are several pharmacies around town, but you will most likely find one in any of the big shopping centres.  

Dentists (hambaarst) - For adults, dental care is not free.  Usual visit may cost from 30 EUR upwards depending on the given problem.